There is clearly some inverse correlation in the data described by these two charts. Asian families have the highest median income, and also have the lowest rates of rejection for home loans. On the other extreme, Native Hawaiians and other Pacific Islanders had the lowest median family income, and the highest rate of rejection on their home applications. American Indians/Alaskan Natives are not far behind, with the second highest rate of rejection and the second lowest median family income. These findings align with general wisdom about home loans – the more money you make, the easier it will be to get a loan, because you’ll likely be seen as a low-risk customer. If you make less, you’ll be seen as a higher risk, and therefore will be less likely to be approved.