by Nathan Smith | Sep 19, 2016 | Fall 2016 Student Work
In NW Arkansas home loan approval ratings vary amongst different races. Aside from whites, all racial and ethnic groups are not equally represented in home mortgage loans. With the majority of residents in northwest Arkansas being white, they also make up ...
by Nathan Smith | Sep 19, 2016 | Fall 2016 Student Work
Differences among races when considering the number of home loan applications and approval and rejection rates exist. When considering the ratio of applicants of home loans to the number of residents in Northwest Arkansas, white applicants are represented...
by Nathan Smith | Sep 19, 2016 | Fall 2016 Student Work
Aside from whites, every racial and ethnic group is underrepresented in home mortgage loans in the Northwest Arkansas metro area. When comparing the percentages of the population that each racial and ethnic group makes up to the percentage of applications by those...
by Nathan Smith | Sep 19, 2016 | Fall 2016 Student Work
Applicants for home loans from Northwest Arkansas’ two smallest minority groups were denied loans more often in 2014 than any other racial or ethnic group, according to data from the Home Mortgage Disclosure Act. About 29 percent of applicants who identified...
by Nathan Smith | Sep 19, 2016 | Fall 2016 Student Work
Whites dominate NWA home loan market While no racial or ethnical group dipped below a 70 percent approval rating for home mortgage loans in the Fayetteville Metro Area, many minorities were not applying for loans at all, according to 2014 data from the Federal...
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