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Homework – Oct 31

by | Oct 31, 2016 | Fall 2016 Student Work

Overall, the rate of denial for each racial category in the 2014 LAR was slightly higher (approximately between two and five percentage points) than those in the combined 4-1 and 4-2 HMDA data. For example, LAR Data showed American Indians/Alaskan Natives being...

HALLOWEEN

by | Oct 31, 2016 | Fall 2016 Student Work

When calculating the denial rates, I noticed that the denial rates mainly increased. Depending on the time of loan you’re trying to get and the race has a large factor in why they’re changing. For example, I noticed that the White and Asians tend to be...

HW for 10/31 Flores

by | Oct 31, 2016 | Fall 2016 Student Work

Different rejection rates for races are expressed when looking at different files. For instance, in the combined 4-1 and 4-2 HMDA data American Indians/Alaskan Natives had a 29 percent denial rate. However, the denial rate was different according to the 2014 HMDA Loan...

OCT 31ST- BOO!!

by | Oct 31, 2016 | Fall 2016 Student Work

Shadows of a thousand years rise again unseen, voices whisper in the trees, “Tonight is HALLOWEEN.” When looking at comparisons for the particular HDMA data set and the data set presented in class the denial rates continued to increase. These rates still...