Data Journalism
Halie Brown
Word Count: 222

The institutions with the highest three-year cohort default rate are in areas that are predominately in, or are bordering, areas that have the highest African American population and are located farther south than the institutions with three-year CDRs that are less than 10 percent. Institutions with exceptionally high 3-year CDRS, or CDRS over 24 percent, are located in areas with predominately blue-collar occupations with the exception of Phillips Community College of the University of Arkansas. All the institutions with a 3-year CDR higher than 24 percent are located in areas with a lower per-capita income from $0 to $31,900. The school with the highest three-year CDR is Credence Institute of Beauty at 29 percent, according to College Scorecard.
The institutions with the lowest three-year CDR are located farther north, or in Central Arkansas, in densely populated areas. All institutions with a three-year CDR of 7 percent and below are located in areas with a large Caucasian population. Institutions with lower 3-year CDRS are in areas that have predominately white-collar occupations and have a higher per-capita income from $36,800 to $194,000 with the exception of Lyon College, John Brown University and Harding University. The institutions with the lowest 3-year CDRs are University of Arkansas Medical Sciences and The Salon Professional Academy – North Little Rock at 2 percent.