nwa-2015-median-family-income

hmda-denial-rate

When looked at by race, those races that have a higher median family income appear to be denied home mortgage loan applications at a much lower rate than those races who have a lower median family income. This data indicates that Asians – who had the highest median family income in 2015 – were denied home loans the fewest amount of times, compared to other races. Additionally, those who identified as American Indian/Alaskan Natives and Native Hawaiian/Pacific Islander had the lowest median family incomes in 2015 and were denied loans at the highest rate.