Comparing the data sets between the original HMDA data and the data we looked at last class, we saw that some of the denial rates increased from before with different scenarios. The home improvement category made a greater change for data within the Pacific Islander, Asian and white populations – this could be because they are buying less expensive houses and applying for less loans so they can fix their houses up themselves and make greater property value. Although the home improvement category was the most interesting to me, most of the loans were going towards the refinancing category, which makes sense because of the economy crisis and changes over the years.

Yet again, Tableau still is not working on my computer but I can attach my pivot tables or do a chart in class and attach it there.