Data was collected for conventional home purchase loans by race and ethnicity. We used to ffiec website to find out the total applications applied, total loans originated, total loans declined, rejection rate, approval rate, percentage of applications by race and ethnicity, and the census data.

Overall there were 10,363,000 applications that were submitted and 17,428,000 total loans were originated. They declined 1,385,000 with the white being the highest race declined. There was a 106% rejection rate and American Indian/Alaska Native was the highest.

Asian’s had the highest approval rate at 79% and American Indian/Alaska Native with the lowest at 53%.